Smart Plan Home
Selecting the home insurance you want shouldn’t be complicated. That’s why Farmers Smart Plan Home offers three straightforward, customizable coverage packages to choose from and make your own. And, whichever package you choose, you will receive additional valuable features that reward you for being a Farmers customer. You can feel better knowing Farmers is making it easier for you to select the insurance policy you want for your home.
Coverage options
Choose from these Farmers Smart Plan Home coverage packages that you can tailor to get the policy you want for your home:
- Premier: Our premium coverage package provides the highest limits on personal property and includes Guaranteed Replacement Cost coverage for your home.
- Enhanced: For great coverage at a great value, this package offers extended limits and pays the cost to replace your roof or contents without depreciation, so you can feel confident you’ll be able to replace your items with brand new ones.
- Standard: Our most affordable home coverage package includes coverage levels that can be customized to provide additional protection for things that matter most to you.
Policy rewards
No matter the coverage package you choose, you will receive valuable features that reward you for being a Farmers customer. With a Farmers Smart Plan Home policy, you will automatically earn these at no additional cost to you:
- Declining Deductibles: Earn $50 toward your deductible each year.
- Claim Free Discount: Receive a 10% discount if you’ve been claim free with Farmers (or with your previous insurance company) for three consecutive years.
- Claim Forgiveness: If you’ve been claim free for five years with Farmers, this benefit prevents your premium from increasing as a result of your next claim.
Get started with your customized coverage now. Smart doesn’t have to mean complicated. With three easily customized home insurance options to choose from, Farmers Smart Plan Home makes it simple to get a policy tailored the way you want. Contact us today to learn more about how our Smart Plan Home can benefit you.